Keller Williams Cayman Islands

Buying Property

Your guide to purchasing real estate in the Cayman Islands

Why Buy in Cayman?

In general, no restrictions on foreign ownership for personal use (your attorney will confirm property-specific rules)
No annual property tax, no capital gains tax, no inheritance tax
Freehold ownership with Government-backed Lands & Survey Registry
Stable British legal system and well-established property rights
Mortgages available to qualifying buyers, including international purchasers
No general time deadline for building on most raw land — land banking is common
Planning approvals typically valid for 5 years (subject to current planning rules)

The Buying Process

A straightforward process from search to keys

1

Choose a CIREBA Member Agent

Work with a CIREBA-registered agent who has access to the full MLS (1,000+ Cayman listings). In Cayman, real estate agents act on behalf of the vendor, and the vendor pays the commission from the sale proceeds — so there is no separate agent fee payable by the buyer. We always disclose the agency relationship at the start of any transaction.

2

Property Search

Browse 1,000+ CIREBA MLS listings across Grand Cayman and the Sister Islands. We help narrow your search based on budget, lifestyle, location, and investment goals.

3

Make an Offer

A written offer is submitted and negotiations happen through the agents representing each side.

4

KYC / AML & Due Diligence

Under Cayman anti-money-laundering regulations, buyers provide identification and proof of funds. You may also arrange a property inspection or survey at this stage.

5

Legal Conveyancing

You instruct a Cayman attorney to handle the legal transfer. They conduct title searches, prepare contracts, and manage completion.

6

Stamp Duty & Completion

Stamp duty is payable (indicatively 7.5% standard; 10% for properties over CI$2M since January 2026, subject to current legislation). Your transfer is registered at the Cayman Islands Lands & Survey Department and you receive your title document.

Stamp Duty — Indicative Rates

Standard rate7.5%
Properties over CI$2M (since Jan 2026)10%
Caymanian first-time buyerExemptions
may apply*
Qualifying family transfersExemptions
may apply*

*Exemptions are subject to property type, price thresholds, and qualifying criteria under current Cayman legislation. Rates and thresholds can change — confirm current figures and eligibility with your Cayman attorney. This information is not legal advice.

Ready to Browse Properties?

Search over 1,000 CIREBA MLS listings across the Cayman Islands — from luxury beachfront condos to family homes and investment opportunities.

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